Asset Overview
Futurum Akademie opened its doors in the heart of the Northern Cape in 2017, balancing academic excellence with spiritual and personal growth. To meet the rising demand in the region, Die MOS Inisiatief is building a safe, modern hostel for learners to stay in while we help shape their future.
The project will be funded through the Die MOS Bond, available exclusively on Mesh.trade. The Bond matures on 30 April 2034 and pays interest of Prime + 2% every quarter. It is underwritten and guaranteed by the Trust vir Afrikaanse Kuns, Kultuur en Erfenis (“TAKKE”).
By investing in the bond, you not only secure attractive returns – you’re also directly supporting infrastructure that expands access to quality, mother-tongue education.
Complete this form to invest in the Futurum Akademie Hostel.
The Vision: A World-Class Hostel for Futurum Akademie Learners
Die MOS Inisiatief wants to create a vibrant, well-equipped living space that encourages academic focus, community living and personal development.
- Accommodation for up to 50 learners
- Dining, study, and recreation facilities
- Supervised by dedicated house parents
- On-campus safety and convenience
View Asset to invest today
Asset FAQ's
What is a bond?
A bond (or note) is a debt security issued by a company or government. It’s a lot like a loan from the investor to the issuer, with a predetermined term and regular interest payments (known as coupons) paid by the issuer. Unlike a traditional loan, however, the principal amount is returned to the investor upon maturity.
What is a floating-rate bond?
A floating rate bond offers variable interest payments, made at a set frequency, tied to the South African Prime Rate until the principal (or original investment amount) is returned to the investor at maturity.
How does this apply to the Die MOS bond?
In the case of the Die MOS 10Y Prime +2% Floating Rate Bond, the term of the bond spans 10 years, with a maturity date set for 30 April 2034. The applicable interest rate for the quarterly coupon payments is the Prime Rate (which in April 2024 was 11.75%) plus 2%. This means that even if the Prime Rate changes, investors will always get 2% above Prime in returns.
How do I invest in the Futurum Akademie Hostel?
To get started, simply complete the interest form. This helps us allocate your investment specifically to the Futurum Hostel project.
Once you’ve registered your interest, we will send your info to guide you through setting up your Mesh account and placing your investment.
How do I create a Mesh account?
Creating a Mesh account is a straightforward process. Simply visit https://www.mesh.trade/ and click ‘Sign Up’, then follow the provided instructions, ensuring you have the necessary documents (including a digital copy of your ID and a proof of address document) handy.
How do I fund my Mesh account?
It’s as easy as doing an EFT – create a beneficiary using the Mesh bank details provided. Please make sure to use your unique reference number to ensure the seamless processing of the mZAR funds into your Mesh account.
Will I pay fees when funding my Mesh account?
No. Fees are not charged for registering on Mesh or funding your account.
What fees are applicable when buying a MOS Bond note?
When you buy a Bond asset on Mesh, a trade fee applies — this is the greater of R1.00 or 0.2% of the trade value, plus 15% VA. If you choose to withdraw your quarterly interest payments or your principal investment, tiered defunding (withdrawal) fees will apply.
When will I get my principal investment back?
Investors will receive their principal investment back on the maturity date, which is set for 30 April 2034.
What if I need my principal investment back sooner than 2034? Will I be able to dispose of my investment?
Yes, the bonds will be tradable on the secondary market on the Mesh platform, subject to availability.
How is the interest amount calculated?
The quarterly interest (coupon) will be determined by multiplying the interest rate (Prime + 2%) at the beginning of the relevant 3-month period (Interest Period) by the outstanding Principal Amount of the Note and then multiplying this product by the actual number of days elapsed in the Interest Period, divided by 365. The resultant sum will be rounded to the nearest cent, half a cent being rounded upwards.
When will I receive interest payments?
Interest payments are disbursed quarterly, so that’s every three months, until the maturity date.
Where will my interest payments go?
Interest payments are deposited into your Mesh account in the form of mZAR, which you can withdraw into your personal bank account or reinvest into any of the assets offered on the Mesh platform.
This is your opportunity to invest in real impact...
…one that blends purpose with performance. Whether you’re a current MOS investor or new to the initiative, your capital will help lay the foundation for the next generation.
This is your opportunity to invest in real impact...
…one that blends purpose with performance. Whether you’re a current MOS investor or new to the initiative, your capital will help lay the foundation for the next generation.