MOBILE PET GROOMING · NATIONAL FRANCHISE
The bank saw a trailer.
CCS saw a business.
How CCS active management protects investor income.
35+
Franchisees
180
Employees
9,000
Dogs a month
CLIENT STORY · ULTIMATE PET CARE
Hannes Roodt and his wife started Ultimate Pet Care in 2012 with a single grooming trailer and a big vision. They come to their client’s home, use their water and electricity, wash their dogs. The banks would not finance it.
WHY CCS BACKED ULTIMATE PET CARE
The asset, a custom-fitted grooming trailer with professional equipment, did not fit any framework banks used to assess creditworthiness.
CCS evaluated the trailer, assessed the founders, and decided to back the asset and the operator.
A REAL-WORLD TEST OF INVESTOR PROTECTION
What distinguishes this story for investors, is not only how CCS funded the business. It is how CCS behaved when the business hit difficulty.
1
CCS stepped in when it mattered
There was a period when repayments needed to be restructured. CCS engaged directly, reworked the terms, and stayed close to the account until it stabilised. Investor income continued throughout.
2
Protection in practice
This is what the liquidity reserve and active account management look like in practice, not structural protections written into a term sheet, but a real intervention on a real account, with a real outcome.
The business survived and grew. Today Ultimate Pet Care operates 35 franchise businesses nationally.
3
The question every investor should ask
The case for income notes rests on a specific question: what protections sit between a borrower in difficulty and the investor’s income? The Ultimate Pet Care story answers that question from the inside.
35+
Franchisees
9,000+
Dogs a month
180
Employees
The asset, a grooming trailer, is tangible, identifiable, and redeployable if the business cannot pay. The covenant structure enables early intervention before a default event, not after it. And the platform engages actively when performance deteriorates, rather than waiting for a scheduled review. CCS Income Notes are backed by the same model, applied across five hundred transactions, paying investors Prime plus 3% per annum.
Hannes Roodt, Founder, Ultimate Pet Care
“ There was a time when I had to go see Willie and say, listen, it’s not going as planned. And then CCS looked at how they could restructure my payment terms. It was very personal. They don’t interfere in your operations. They just want to know that you’re doing well. ”
Four businesses. Four industries. One model.
Each business in this series illustrates a different structural quality of the CCS model. Together they constitute the track record behind the CCS Income Notes.
Speciality coffee shops
Ride-hailing. SA’s first NPTR platform.
Co-working office space. Pretoria.
CCS Income Notes.
Prime +3% per annum.
Paid monthly. Invest from R5,000.
Issued under a registered prospectus.
This page does not constitute financial advice. Please read the prospectus before investing.