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Enabler Fund

Fueling SME Growth, Delivering Impactful Returns

The Untapped Potential

South African SMEs face an estimated R200bn – R500bn funding shortfall,
limiting their ability to create jobs and drive economic growth.

The Assemble49 Enabler Fund bridges this gap, offering private credit exposure with strong, risk-adjusted returns to investors while empowering the country’s most promising asset-backed businesses.

Our Edge

Private Credit
Expertise+Blockchain
Backed by institutional underwriters and based on Mesh’s blockchain platform, we combine robust credit assessments with tokenised bonds for greater transparency, potential OTC liquidity, and no lockup requirements.

OUR PLAN: HOW IT WORKS

Buy Enabler Fund bonds, digitally tracked for real-time visibility.
Blockchain-based record-keeping for quick, easy transfers.
Specialist lenders are selected for swift SME loans.
Access to capital fuels expansion, job creation, and economic vitality.
Quarterly interest is paid to investors as SMEs repay principal and interest.

Who is this for?

With a R1m minimum subscription, this Bond is for sophisticated, tech-forward investors, from HNWIs and family offices to institutions, seeking private credit opportunities that blend high yields with genuine social and economic impact while providing diversification.

Your Return, Safely

Private Credit
Expertise+Blockchain

> Attractive Yield

Target JIBAR (Johannesburg Interbank Average Rate) + 5.5% (currently *13%).

> Secured Lending

Senior secured loans are provided to protect capital.

> Liquidity and Flexibility

5 year term with no lockup, sell anytime via Mesh’s OTC market.
While no investment is risk-free, the Fund enables asset-backed lending, funding productive, tangible assets, and with an emphasis on outsized security to protect capital while offering strong yields.

Why
Now?

With economic indicators improving, locking in today’s higher credit margin could position you to outperform if interest rates and margins drop.

The
Investor’s Transformation

Move from limited investment avenues to purpose-driven growth. By funding SMEs, you help bolster South Africa’s economy while enjoying strong, stable returns, becoming an empowered investor who truly makes a difference.
Harness the Enabler Fund’s potential, expand your portfolio, and help reshape South Africa’s economic future.

Enabler Fund

invest@assemble49.com
www.assemble49.com